Better coverage for less money
Discover what makes our Flood Insurance clients smile. Get a commitment-free flood insurance quote for home or business anytime using our calculator.
What does flood insurance cover?
Each flood insurance policy we build is tailored to the client whether it be a house, a hotel, a restaurant or any other type of property we have a wide variety of options.
protect your most valuable assets from flooding
Flood insurance can protect you against financial losses due to flooding events. Only problem is, most people don’t get enough flood insurance to cover their homes or businesses.
Is your home, business or property located in a flood zone? As experienced consultants in the field of flood insurance, Nexus Hawai'i has written thousands of insurance policies for our esteemed clients. We pride ourselves in offering simple, reliable and affordable flood insurance policies designed to give you peace of mind and confidence.
With Nexus on your side, you don’t have to worry about potential flood risks for your property or business. Contact us today for a flood insurance policy near you.
Is your home, business or property located in a flood zone? As experienced consultants in the field of flood insurance, Nexus Hawai'i has written thousands of insurance policies for our esteemed clients. We pride ourselves in offering simple, reliable and affordable flood insurance policies designed to give you peace of mind and confidence.
With Nexus on your side, you don’t have to worry about potential flood risks for your property or business. Contact us today for a flood insurance policy near you.
Any Property Can Suffer Flood Damage
Flooding can also be caused by man-made reasons -- such as land development, break-in piping infrastructure or dam bursts. According to government laws, if you’re located in a high-risk flood zone it is mandatory to have either a NFIP or a private flood insurance policy. The good news is that you can purchase flood insurance at any time. Contact us for an instant, no-obligation free flood insurance quote today.
Floods are America’s most common and expensive disasters.
Natural disasters occur without warning and every property is vulnerable to flooding -- even if it is outside high-risk flood zones. More than 70% of the total claims received by the NFIP (National Flood Insurance Program) were from moderate to low risk flood zones.
That’s why it’s very important to get flood property insurance to protect the life that you’ve built over many years – even if your home is situated in a low-risk zone.
Flooding can be caused by a number of reasons, including:
Floods are America’s most common and expensive disasters.
Natural disasters occur without warning and every property is vulnerable to flooding -- even if it is outside high-risk flood zones. More than 70% of the total claims received by the NFIP (National Flood Insurance Program) were from moderate to low risk flood zones.
That’s why it’s very important to get flood property insurance to protect the life that you’ve built over many years – even if your home is situated in a low-risk zone.
Flooding can be caused by a number of reasons, including:
1. Overflow of inland water from leaks and rivers.
2. Mud flows due to heavy rainfall or surface run-off. 3. Collapse of land near waterfronts due to waves, tides and so on. |
We offer a 10-day waiting period
With Nexus Benefits on your side, you don’t have to worry about potential flood risks for your property or business. Contact us today for a flood insurance policy near you.
In the event of a hurricane, you may end up paying thousands of dollars in out-of-pocket expenses. The prime time for thunderstorms, hurricanes and storm surges is usually between June and November (when the maximum flood damage occurs).
Why wait until the last minute while waiting for disaster to strike? NFIP policies have a 30-day waiting period before the policy kicks in. We can offer shorter waiting periods before your policy is active. 0-day wait for loan closings and as low as 10-day wait for new flood policies. In some cases we can provide coverage as much as 30 days back. Contact Nexus today for information on coverage limits, premium rates and options.
In the event of a hurricane, you may end up paying thousands of dollars in out-of-pocket expenses. The prime time for thunderstorms, hurricanes and storm surges is usually between June and November (when the maximum flood damage occurs).
Why wait until the last minute while waiting for disaster to strike? NFIP policies have a 30-day waiting period before the policy kicks in. We can offer shorter waiting periods before your policy is active. 0-day wait for loan closings and as low as 10-day wait for new flood policies. In some cases we can provide coverage as much as 30 days back. Contact Nexus today for information on coverage limits, premium rates and options.
homeowner's and renter's insurance does not cover flood damage
Homeowner’s insurance or renter’s policies do not cover any damage caused due to flooding. This is specifically mentioned in the exclusions. You’ll need to purchase flood insurance separately either from NFIP or from a private insurance provider.
If you live near water (or away from flood risk zones for that matter) and haven’t purchased insurance, you’re taking a big risk. It’s especially risky if your property is worth more than $250,000 -- which is the maximum amount that you can cover under NFIP policies. Don’t forget to include contents coverage for valuable items, such as jewelry or art.
Be prepared for unexpected flooding disasters and don’t let the devastation affect your finances. Get your personal property insured at the earliest – it’s a worthwhile investment in your peace of mind and well-being.
If you’re considering insuring your home or business, call Nexus Benefits for a hassle-free, instant flood insurance quote. Our customer-friendly team can provide detailed information on contents coverage and flood insurance rating maps.
Also keep in mind that in the event of a flooding disaster, federal disaster assistance (low-interest loans provided by the government to recover from disasters) may be limited or even unavailable at times. Federal disaster assistance is only provided if the President declares the event as an emergency.
It’s not necessary to experience a full-fledged flooding for problems to occur. Even a few inches of water inside your home or property can cause extensive damage and cost you thousands of dollars in repairs and debris cleanup.
Every hard-earned dollar is valuable. Private flood insurance is a useful alternative to NFIP policies. Commercial and domestic clients are free to purchase flood insurance from private providers to meet mandatory federal requirements. If you’re not satisfied with the premium rates or coverage limits offered by NFIP, you can always opt for private market flood insurance.
Nexus Benefits offers a range of flood insurance policies for every client. Whether you are a business or home owner or a renter, we have the right building coverage for your requirement. Contact us at Flood@NexusHawaii.com for an online flood insurance quote and take advantage of our competitive premium rates.
If you live near water (or away from flood risk zones for that matter) and haven’t purchased insurance, you’re taking a big risk. It’s especially risky if your property is worth more than $250,000 -- which is the maximum amount that you can cover under NFIP policies. Don’t forget to include contents coverage for valuable items, such as jewelry or art.
Be prepared for unexpected flooding disasters and don’t let the devastation affect your finances. Get your personal property insured at the earliest – it’s a worthwhile investment in your peace of mind and well-being.
If you’re considering insuring your home or business, call Nexus Benefits for a hassle-free, instant flood insurance quote. Our customer-friendly team can provide detailed information on contents coverage and flood insurance rating maps.
Also keep in mind that in the event of a flooding disaster, federal disaster assistance (low-interest loans provided by the government to recover from disasters) may be limited or even unavailable at times. Federal disaster assistance is only provided if the President declares the event as an emergency.
It’s not necessary to experience a full-fledged flooding for problems to occur. Even a few inches of water inside your home or property can cause extensive damage and cost you thousands of dollars in repairs and debris cleanup.
Every hard-earned dollar is valuable. Private flood insurance is a useful alternative to NFIP policies. Commercial and domestic clients are free to purchase flood insurance from private providers to meet mandatory federal requirements. If you’re not satisfied with the premium rates or coverage limits offered by NFIP, you can always opt for private market flood insurance.
Nexus Benefits offers a range of flood insurance policies for every client. Whether you are a business or home owner or a renter, we have the right building coverage for your requirement. Contact us at Flood@NexusHawaii.com for an online flood insurance quote and take advantage of our competitive premium rates.
Benefits
A flood insurance plan with great benefits.
What to expect next
After you complete your quote by clicking the "Check our Prices" button, make sure you save it. After you submit your request to our quoting engine you should be receiving an email with a copy of the results. The initial rate does require final underwriting approval so if you are serious about buying flood insurance please make sure you complete all of the steps with accurate information. Final underwriting is usually fairly quick but in some instances it can take up to 2 business days. If this happens for you, please be patient it'll certainly be worth the wait. You will always get the best results through us, guaranteed. If you have a closing and need flood insurance right away we will expedite the process to meet your needs.